Europe
27 October 2026 · Sofia
Hyatt Regency, Sofia
Digital
Trust
Forum

"Because in digital business, trust isn't a feature. It's the foundation."

A European seminar for business leaders at the frontier of identity, AI, and financial compliance.

Sofia, Bulgaria Trust Foundations Digital Identity & Wallets Enterprise & Cyber Resilience Financial Trust & RegTech AI Trust & Agents Cross-border & Sovereignty
Endorsed by
Embassy of the Kingdom of the Netherlands in Bulgaria
What we're building

Digital trust is the foundation of everything we do online.

Every time you sign a contract, share data, log into a service, or send a message — you're placing trust in a system. Most of the time, that system is invisible. And increasingly, it's under pressure.

The Digital Trust Forum brings together the people shaping that system: policymakers, technologists, business leaders, and identity experts. Not to talk at each other — to build bridges.

27 Oct 2026
Inaugural edition
Sofia, Bulgaria
eIDAS 2.0
EU Digital Identity Wallet rolling out now
Agentic AI
Who's responsible when an AI agent acts on your behalf?
AI Act
Europe's landmark AI regulation shaping trust in AI
Programme themes

What we'll talk about

Real conversations. No vendor pitches. A programme built around questions that actually keep people up at night.

1 · Trust Foundations & Accountability
What is digital trust, who is responsible for it, and how do you measure it?
🤝
What is Digital Trust?
Why "trust" isn't just a feature or a checkbox — it's a relationship. What builds it, what breaks it, and who decides.
2 · Digital Identity, Credentials & Wallets
Who are you, and what can you prove?
🪪
Your Identity, Your Rules
The European Digital Identity Wallet, eIDAS 2.0, and self-sovereign identity: what it means to finally own your own credentials — and what it means for anyone who needs to verify them.
🔗
The Identity Ecosystem
IAM, digital certificates, and the invisible infrastructure behind every login, signature, and transaction. How it holds together — and where it doesn't.
✍️
Qualified Trust Services & QTSPs
Behind every legally binding digital signature is a Qualified Trust Service Provider accredited under eIDAS. Who they are, what they guarantee, and why they're the quiet backbone of digital Europe.
🔑
Passkeys & the Passwordless Future
Over a billion people already use passkeys. Passwords are dying — finally. What this means for customer onboarding, authentication UX, and the security posture of every digital product.
📱
The Wallet Wars
Your identity, payment card, driving licence, and health record — all on your phone, in one wallet. The eIDAS wallet, Apple, Google, and verifiable credentials are colliding. Who controls the infrastructure of everyday trust?
3 · Enterprise Trust, Zero Trust & Cyber Resilience
Does the system stay trustworthy under attack or failure?
🛡️
DORA: Resilience for Financial Services
The Digital Operational Resilience Act is live — and aimed squarely at banks, payment institutions, fintechs, and crypto providers. Practical steps for organisations still catching up.
⚛️
Post-Quantum Cryptography
"Harvest now, decrypt later" — adversaries are already collecting encrypted data to crack once quantum computers mature. NIST standards are out. The migration clock is ticking and most organisations haven't started.
4 · Financial Trust, KYC/KYB & RegTech
Is this counterparty real, compliant, and safe to transact with?
🏦
KYC, KYB & Digital Onboarding
Verifying who your customer is — quickly, compliantly, and without friction. How eIDAS 2.0 changes the game for fintechs doing identity checks at scale.
🔍
AML in the Digital Age
The EU AML Regulation and the new AMLA authority are reshaping compliance obligations across financial services. What changes, what stays hard, and how technology helps.
⚙️
RegTech: Compliance That Actually Works
Technology that turns regulatory obligations from a burden into a competitive edge. From automated monitoring to audit trails — how smart fintechs are building compliance in, not on.
💳
Open Finance & PSD3
The next wave of open banking is here. PSD3 and the Financial Data Access framework raise the bar on consent, security, and trust between financial institutions and their customers.
🪞
Deepfakes, Fraud & Synthetic Identity
Fraudsters now generate convincing faces, voices, and documents on demand. How financial institutions detect synthetic identities — and rebuild confidence in digital onboarding.
5 · AI Trust, Agents & Content Authenticity
Is it real, and what is this agent allowed to do?
🤖
Agentic AI & Trust
AI agents that book, decide, sign, and transact on your behalf — autonomously. Who is legally responsible? Can an AI have a verified identity? Can it sign a contract? The frontier nobody has figured out yet.
Cross-cutting · Sovereignty & the corridor
A thread that runs through every pillar — not a category of its own. Does trust work across borders, and who controls the infrastructure?
🌉
Digital Trust Across Borders
Bulgaria, the Netherlands, and the EU single digital market. Where cross-border financial services work seamlessly — and where the friction still is.
📬
Data Sovereignty
GDPR, the Data Act, and what "control" actually means when your data lives in five jurisdictions. Especially relevant for any business operating across EU borders.
The programme

How the afternoon flows

27 October 2026 · Sofia

An afternoon of focused conversation, closing with an evening reception. Built to respect your time — substantial, but never sprawling.

13:00
Doors open
Registration and a welcome coffee. Time to settle in and meet the room before we begin.
14:00
Opening & signature talk
Sourcelab sets the context and tone for the afternoon — the forces reshaping digital trust, and why they matter now.
Keynotes
One or two keynotes
Recognised voices in the field establish the intellectual anchor for the discussion that follows.
Industry
A view from industry leaders
A practitioner's perspective — what digital trust looks like from inside the organisations living it every day.
Fireside
Fireside chat
A focused, moderated conversation that digs deeper into the questions the talks open up.
Panel
Panel discussion
Senior voices — regulation, security, innovation, and business — in a moderated discussion that drives the core dialogue.
From 17:00
Networking reception
Drinks and light bites, and the real conversations — extending the dialogue well beyond the formal agenda.

Indicative timing. The full programme and speakers will be announced closer to the date.

The venue

Hyatt Regency Sofia

A five-star hotel on Vasil Levski Square, right in the heart of Sofia — easy to find, easy to reach.

Sofia Center, Vasil Levski Sq
1504 Sofia, Bulgaria

Why now

The rules are changing. Fast.

Europe is rolling out the most significant digital identity and AI regulation in its history — all at once. Organisations that understand the landscape now will shape it. Those that wait will play catch-up.

eIDAS 2.0 is live

The EU Digital Identity Wallet is rolling out across member states. For fintechs, this changes how KYC and customer verification work — fundamentally.

The EU AML overhaul is here

The new EU AML Regulation and the AMLA authority (based in Frankfurt) are rewriting compliance obligations across financial services. The clock is already ticking.

DORA is in force

Since January 2025, the Digital Operational Resilience Act applies to banks, fintechs, payment institutions, and crypto providers. Many are still figuring out what it means in practice.

Trust is a competitive advantage

In a world of synthetic identities, AI-generated fraud, and tightening regulation — the fintechs that get trust right will win the customers that matter.

Jeroen van Hertum
Jeroen van Hertum
Founder, Sourcelab · Board member, Dutch Bulgarian Chamber of Commerce
From the organiser

This started as a conversation.

I've spent years at the intersection of Dutch and Bulgarian business — helping organisations work across borders, build digital products, and navigate a rapidly changing technology landscape.

What kept coming up was trust. Or rather, the lack of it. Trust in digital identities. Trust in AI-generated content. Trust in the systems that hold our data. The regulations are arriving — eIDAS, the AI Act, DORA — but the conversations haven't caught up yet.

That's why I'm starting this forum. Not as a product, but as a space — where practitioners, policymakers, and curious minds can sit together and figure this out.

If that sounds like something you'd like to be part of — let's talk.

Reach out to Jeroen
Co-organising partners

We're building this together.

The Digital Trust Forum is not a product — it's a collaboration. We're looking for organisations who want to put their name and energy behind a conversation that matters. Not sponsors with a logo slot, but partners who help shape what this becomes.

If your organisation works in technology, policy, identity, security, or simply cares about the future of digital Europe — we'd love to hear from you.

Let's build this together
Who's behind this

The organisers

A small, motivated group with deep roots in both the Bulgarian and Dutch business communities — and a shared belief that digital trust matters.

Lead organiser
Sourcelab
European technology consultancy bridging Dutch and Bulgarian business ecosystems. Sourcelab initiates the Digital Trust Forum and coordinates the programme.
sourcelab.eu →
Co-organising partner
Dutch Bulgarian Chamber of Commerce
The bridge between Dutch and Bulgarian business communities. As a co-organising partner, the Dutch Bulgarian Chamber brings the cross-border perspective that makes this forum genuinely European.
dutchchamber.bg →
Programme contributors

Built with people who actually know.

The best sessions come from practitioners, not presenters. We're assembling a small group of organisations who work at the frontier of digital trust — QTSPs, identity providers, RegTech builders, compliance specialists — and giving them a real role in shaping what gets discussed.

Programme contributors don't sponsor the summit. They co-create it. In return, they get genuine visibility with an audience that is exactly their market — and the credibility of being the people who made the conversation happen.

Qualified Trust Services
QTSP Knowledge Partner
Bringing expertise on qualified electronic signatures, eIDAS accreditation, and the legal backbone of digital identity in Europe.
· Conversations ongoing
Fintech & Compliance
RegTech / AML Partner
Practical expertise on AML, KYC, and the technology making financial compliance faster and more reliable.
· Open
AI & Identity
AI Trust Partner
Navigating the intersection of AI-generated content, synthetic identity, and what trust means when you can't trust your eyes.
· Open

Interested in contributing? Let's talk →

Let's connect

Keep me posted

Leave your details and we'll keep you posted with regular emails about the forum and the organisation.

Whether you want to partner or speak — drop us a line. We read every message and respond to all of them.

✉️  [email protected]
🇳🇱 Orato Offices · H.J.E. Wenckebachweg 230-258, 1096 AS Amsterdam 🇧🇬 Campus X · 31 Alexander Malinov Blvd, 1729 Sofia